Disability Insurance

Your most important asset is your ability go to work and earn a paycheck.What happens if you become injured or have a prolonged illness?Along with Life Insurance, Disability Insurance is a cornerstone in your financial plan and will help protect the lifestyle you have worked so hard for.While larger companies normally offer group Disability Insurance, it is important to review the coverage to see what restrictions and tax ramifications are should you need it.

At LJI, we will review your disability policy to help you understand the benefits and how it fits into your financial plan.If you do not have coverage, we can review your needs, customize a policy, and ensure you are prepared financially for short or long-term disability.